HaloAI: Bringing Stellar to Everyday Productivity
Stellar's first AI-powered productivity platform — demonstrating how the network's speed, low costs, and Soroban smart contracts can power real-time micro-payments, decentralized identity, and transparent usage tracking for mainstream applications beyond traditional finance.
See HaloAI in Action
Screen context analysis with Stellar asset insights
What HaloAI Brings to Stellar
The Challenge
Stellar needs breakout consumer applications that onboard non-crypto users and generate real transaction volume — not just DeFi protocols serving existing blockchain users.
Our Solution
HaloAI is a desktop AI assistant (think: ChatGPT meets screen awareness) that uses Stellar for everything — authentication, payments, and rewards. Users get instant AI help; Stellar gets 5,000–8,000 new wallets processing 100,000+ monthly transactions.
Why This Matters for Stellar
- Mainstream User Acquisition → 70%+ first-time blockchain users (they want AI, discover Stellar)
- Real Utility → $500K–$1M monthly XLM volume from actual payments, not speculation
- Soroban Showcase → Production smart contracts proving viability for complex SaaS apps
- Developer Blueprint → Open-source templates showing how to build subscription billing on Stellar
- Narrative Shift → From "Stellar = payments network" to "Stellar = infrastructure for any app"
100K+
AI queries paid in XLM monthly
3
Audited Soroban contracts
5-8K
New Stellar wallets created
$1M+
Projected annual XLM volume
Products & Services
1. Stellar-First Authentication
Making Web3 login effortless with Privy-powered Stellar wallets. Users create accounts in one click — no seed phrases, no confusion.
- 5,000–8,000 new Stellar accounts from non-crypto users
- Demonstrates Stellar as the easiest blockchain for mainstream identity
- Federation addresses:
yourname*haloai.com
2. Soroban Smart Contracts for Real-Time AI Billing
Three production contracts creating fully transparent, automated billing:
UsageTrackerContract
Verifiable AI metering with on-chain query logs and real-time analytics
SubscriptionManagerContract
Automated recurring payments with smart cancellation and instant refunds
RewardDistributorContract
Community incentives with instant HALO token payouts and transparent leaderboards
3. XLM Micro-Payments for AI
True pay-as-you-go AI using XLM for sub-cent transactions:
- Real-Time Deduction: 0.001–0.010 XLM per query, deducted instantly
- Speed Matches AI Speed: Cerebras responds in 0.8s, Stellar settles in 3s — feels instant
- Cost Advantage: Ethereum gas would cost 100–1000x more per transaction
- 100,000+ monthly XLM transactions from AI queries alone
Go-To-Market Plan: Scaling to 5,000+ Users
We don't start from zero. We have 500+ existing HaloAI users from the Cerebras hackathon. Our strategy is to convert them to Stellar, then scale exponentially.
Phase 1: First 10 Users (Week 1)
Prove the integration works
- ✅ Personal outreach to top 10 beta users
- ✅ Offer: 100 HALO tokens + $5 XLM credit
- ✅ Target: 100+ AI queries paid in XLM
Phase 2: First 100 Users (Weeks 2-4)
Viral loop via existing community
- ✅ Email campaign to all 500 hackathon users
- ✅ Referral program: 25 HALO for referrer + referee
- ✅ Leaderboard: Top 10 referrers win $50 XLM
- ✅ Target: 5,000+ AI queries via XLM
Phase 3: 1,000 Users (Weeks 5-12)
Ecosystem integration
- ✅ Freighter wallet integration for 20,000+ existing users
- ✅ Stellar Quest partnership with XLM rewards
- ✅ HALO token listing on StellarX/Soroswap
- ✅ Developer hackathon: $10K in prizes
- ✅ Target: $50K+ monthly XLM volume
Phase 4: 5,000+ Users (Weeks 13-24)
Mainstream breakthrough
- ✅ Product Hunt #1 launch
- ✅ Hacker News front page
- ✅ Reddit AMAs across multiple communities
- ✅ University partnerships (500+ students)
- ✅ Target: $500K+ monthly transaction volume
6-Month Targets (Conservative Estimates)
8,000+
Total Users
5,000+
Active Wallets
$500K+
Monthly Volume
100K+
AI Queries
Revenue Model & Sustainability
Multiple Revenue Streams
AI Query Payments
$300K monthly from 100,000 queries × $0.30 average. Users pay per use in XLM.
Premium Subscriptions
$150K from 1,500 users × $10/month. Managed via Soroban smart contracts.
HALO Token Trading
$50K in DEX volume on StellarX. Creates circular economy and liquidity.
Developer API Fees
$25K from third-party integrations. Rate limiting managed via HALO tokens.
Projected Monthly XLM Volume
$500K - $1M
Sustained, organic demand for XLM from utility, not speculation
Why This Creates Real Value
- Not Speculative: Users buy XLM because they need it right now for AI
- Recurring Revenue: Subscriptions create predictable monthly XLM purchases
- Circular Economy: Users earn HALO → trade for XLM → spend on AI
- High Velocity: Average 30 transactions/user/month vs 2-3 for typical wallets
Why Stellar? The Technical Case
HaloAI could have been built on any blockchain. We evaluated Ethereum, Solana, Polygon, and others. Stellar won decisively.
Speed That Matches Human Expectations
Our AI (Cerebras GLM-4.7) responds in 0.8 seconds. Stellar's 3-5 second finality means payments confirm before users finish reading the response.
Micro-Payments That Economics Demands
| Blockchain | Tx Fee | Viable Min Payment | Our Target |
|---|---|---|---|
| Stellar | $0.00001 | $0.001 | ✅ $0.001 |
| Ethereum | $1–$5 | $10+ | ❌ $0.001 |
| Solana | $0.01 | $0.10 | ❌ $0.001 |
Soroban: Smart Contracts Without the Pain
- Rust-based: Memory-safe, performant, no reentrancy attacks
- Low execution costs: ~$0.0001 per call vs $5+ on Ethereum
- WebAssembly: Portable, auditable, future-compatible
Future Roadmap
Year 1 Expansion (Months 7-12)
- Native iOS/Android apps with Stellar integration
- Custom AI model training (paid in XLM)
- Team collaboration features (shared wallets)
- Enhanced Soroban contracts (staking, governance)
Year 2+ Vision
- AI Service Network: Marketplace where anyone can offer AI models
- RWA Integration: Tokenize AI usage credits as Stellar assets
- Global Expansion: 50,000+ users across 100+ countries
- $10M+ annual XLM transaction volume
The Team
Maaz
Backend & Blockchain Architect
Specializes in distributed systems and blockchain integration. Leading all Stellar work including wallet implementation, smart contracts, and payment processing.
github.com/somewherelosttSamarth Saxena
AI & Product Lead
Drives product vision and AI architecture. Experienced with Electron, React, and real-time AI inference. Overseeing UX design and go-to-market strategy.
github.com/samarthsaxena2004Why We're Qualified
- Proven Execution: Built HaloAI MVP in 24 hours (Cerebras x Cline Hackathon Winner)
- Technical Depth: Modern full-stack expertise (React, TypeScript, Electron, Vite)
- AI Integration: Sub-second latencies with GLM-4.7, Deepgram, vision models
- Blockchain Experience: Active Web3 development with Stellar, Solana, EVM
Ready to Transform AI with Stellar?
HaloAI demonstrates that blockchain doesn't need to be visible to be valuable. Join us in building the future of AI payments on Stellar.